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Job Summary: Imagine what you could do here. At Apple, new ideas have a way of becoming great products, services, and customer experiences very quickly. Bring passion and dedication to your job and there's no telling what you could accomplish.
Do you love taking on big challenges without precedent? Do you possess a deep knowledge of the legal field and a passion for innovation? As a part of our Legal group, you’ll help uphold Apple’s high ethical and corporate standards, as well as defend our intellectual property. You’ll help provide legal support for all our products and businesses across the globe. Working for a company that invents entire categories and industries means you’ll be challenged to creatively apply your deep legal expertise to rare and often unexplored aspects of the law. Together with your team, you’ll provide the critical support needed worldwide for all Apple products and businesses.
The Payments Compliance Officer will be responsible for creating, implementing, and maintaining various compliance programs that support Apple Pay products and services in the United States.
In this role you will help build an extraordinary compliance team, prepare for and participate in internal and external evaluations of Apple’s compliance programs, and engage in product and strategic discussions with the broader Apple Pay team.
Description: The Payments Compliance Officer will be tasked with handling compliance programs that meet Apple’s regulatory and partnership obligations while supporting innovative payment business lines. This person will:
- serve as the Bank Secrecy Act (BSA) Officer and will be responsible for handling BSA/AML and OFAC programs in the United States (including SAR filing), as required;
- Help maintain financial licenses and registrations, as required;
- Conduct day-to-day management of regulatory examinations and partner due diligence efforts, and work cross functionally with internal and external teams to achieve successful results;
- Conduct regular compliance training; and
- Partner with other Apple teams to handle compliance risk.
Key Qualifications: •5+ years compliance policy and operational experience in payments or banking. •Understanding of the U.S. payments regulatory landscape. •Experience handling AML and OFAC requirements, including preparing for and participating in internal and external evaluations of compliance programs and developing and implementing desktop procedures. •Strong project management, communication, and critical thinking skills, particularly in articulating and communicating legal and regulatory requirements. •Ability to work closely and build trust with broad cross-functional groups. •Professional certification (CAMS, etc.).
Education: Bachelor’s degree or equivalent required; J.D. or other advanced degree preferred.
Apple is an Equal Opportunity Employer that is committed to inclusion and diversity. We also take affirmative action to offer employment and advancement opportunities to all applicants, including minorities, women, protected veterans, and individuals with disabilities. Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation or that of other applicants.
Internal Number: 200054672
About Apple Inc.
We’re a diverse collection of thinkers and doers, continually reimagining what’s possible to help us all do what we love in new ways. The people who work here have reinvented entire industries with the Mac, iPhone, iPad, and Apple Watch, as well as with services, including iTunes, the App Store, Apple Music, and Apple Pay. And the same innovation that goes into our products also applies to our practices — strengthening our commitment to leave the world better than we found it.
Everyone here is an innovator, or an innovator-to-be, no matter what your team or your role. So bring your passion, courage, and original thinking and get ready to share it, because every new product, service, or feature we invent is the result of people working together to make each other’s ideas stronger. Innovation at this level depends on people who represent the variety of the human experience and inspire us with their own fresh perspectives. This is where your work can make a difference in people’s lives. Including your own.